Best Ways to Buy Bitcoin with Debit Card Instantly [Tested]

Buy Bitcoin Instantly: Day by Day Bitcoin is coming into the mainstream and more people are willing to know about it.

So alot of people are willing to book their share of profits by investing in Bitcoins.


Most of the people do not know how they can buy Bitcoin and special with Bank cards.

Though Many Bitcoin Wallet and Exchanges provide many payment gateways, seldom you see Debit Card or Credit Card.

Buy Bitcoin with Debit Card

Now you would be thinking why these wallets do not allow to Buy Bitcoin instantly using Debit cards. So, Let me give you quick brief here, the reason is Chargeback. Confused? Don’t be!

A chargeback is a reversal of transaction which is meant to protect a Customer from any fraudulent activity committed by either merchants or individuals.

Though you might not even think of doing such a fraud but its a bad world out there. As we already know that Bitcoin addresses are anonymous, hence the company could not verify if the merchant or the individual has really received the funds or not.

Incase the customer or the merchant says that they have not received their Bitcoins even if they would have received, the Bank has to refund the money to back.

I hope you must have understood the reason why Banks do not allow you to buy Bitcoin with Debit Card. Moreover, I had already covered Buying Bitcoin with Credit Card and this list is somewhat similar to it.

So without any further Ado! Let’s hop onto the latest ways through which you can Buy Bitcoin instantly.

Sites To Buy Bitcoin Using Debit Card Instantly:

These are the best sites/wallets to purchase Bitcoin instantly using a Debit Card:

Buy Bitcoin with Debit Card at Coinmama

If you want to buy Bitcoin instantly without waiting for much then Coinmama is the right place for you. You just need to make an account and you are good to go ahead.

Coinmama charges high fees of 5% for every transaction which is a bit higher than other exchanges.

You can instantly buy Bitcoin just by entering the amount, Bitcoin address and pay the amount with your Debit or Credit card. This is the fastest and a very secure way to purchase Bitcoin.


You can, however, Buy Bitcoin worth upto $500 even without verification. Moreover, You need to verify your email address and provide your physical address aswell. It generally takes less than 2 hours to get the verification done.

Also, Coinmama does not provide any wallet, hence you need a wallet where you can directly send the newly purchased BTC.

I would recommend storing your BTC in Android Wallets, Desktop Wallet or Hardware Wallets.

Pro Cons
Available Worldwide High Fees
Easy for Begineers No inbuilt wallet
Good Reputation


Buy At CoinMama   

Buy Bitcoin with Debit Card at Coinbase

CoinBase is one of the most popular websites to Buy Bitcoin, Ethereum and Litecoin.The best part is that they had recently added a Debit and Credit card payment options.

But the sad part is that this payment support is only valid for residents of USAUK and Europe only.

So, If you are from India or any other country then you need to checkout various other ways.


Here in Coinbase the process is a bit longer but it’s not much difficult.

  • Visit & Create account on Coinbasecoinbase signup
  • Now Complete your Photo ID verification
  • Now Choose ‘Debit/Credit Card‘ on Payment Pagecoinbase payment
  • Select the Card and Enter card details
  • You will get two transactions in your Debit/Credit Account
  • Now Enter those amounts in your Coinbase account under Payment Page
  • This will confirm your Card details

Now, you can easily purchase your Cryptocurrencies within seconds. Moreover, Buying Bitcoins with Debit card is absolutely Free while credit cards users are charged with 3.75% fee.

Also if you Buy/Sell Bitcoins on Coinbase using the below link, you will get $10 extra for the first time.

Pro Cons
Simple User Interface Available in few countries
Low Fees Average Support
Good Reputation


Register on Coinbase   

Buy Bitcoin with Debit Card at has always been very fast and reliable in terms of adding funds and Buying Bitcoins instantly.

The fees on this exchange is 3.5% + $0.25 commission which is average when compared to other exchanges.

While for trading on the transaction fee varies from 0.2% to .10 depending upon the number of BTC. register

First of all you need to create an account and then get your account verified. It generally takes around 2 days for the verification process to get completed.

Once your account is verified, it takes only a few minutes to add finds with almost any type of Debit or Credit card.

Pro Cons
High Buying Limit Limited to few countries
Low Trading Fees Average Support
Trusted Exchange


Register on   

Buy Bitcoin with Debit Card at Bitstamp

Another way to buy bitcoins instantly is Bitstamp. This exchange claims itself to be the 1st fully licensed Bitcoin exchange in Europe.

It is one of oldest Bitcoin exchange(founded in 2011) that has surfed on the waves of bitcoins for years without being hacked or shut down.

bitstamp buy bitcoin with debit card

The reputation of this exchange is really very high while the fees are somewhat low in comparison of other exchanges. You need to verify your card once before making a purchase on this exchange.

Also, there is a daily limit of USD 5,000 or EUR 5,000 and a monthly limit of USD 20,000/EUR 20,000.

So, If you want to make large transactions then must surely head towards Bitstamp atleast once.

Pro Cons
Good Reputation Available in few countries
Reliable Not for Beginners
Average Fess


Register on Bitstamp   

Buy Bitcoin with Debit Card at 24/7Exchange

This is a very recently launched Bitcoin Exchange to buy Bitcoins instantly, as a result, they had quickly attracted a huge user base.

The exchange rates are fair when compared to other exchanges and they also accept cards from all over the world. And the best part is that there are no hidden charges as fees as shown

And the best part is that there are no hidden charges as fees as shown upfront before you pay the final amount.

247exchange buy bitcoin

The user interface is pretty easy and you have to complete phone and identity verification. Phone verification is pretty straight forward as you just get a text message(OTP). But identity verification requires your utility bill.

Also, you need to submit your documents in English language, so if you have a document

This exchange is available for the worldwide audience and to verify your documents you can go through a few languages that they entertain. But if your language is not on the list, then you might end up having some issues. In that case, feel free to contact their customer support which is really very prompt & helpful.

Pro Cons
Available Worldwide New Exchange(Low Trust)
Great Support High Fees


Register on 24×7 Exchange   

Buy Bitcoin with Debit Card at Paxful

Paxful is another way to instantly purchase Bitcoin with your debit card but it is relatively new in the market.

You can even pay using various other modes like Amazon card, Paypal, Google Wallet, Cash and more than other 300 ways.


This is a cryptocurrency marketplace where a transaction is done between person to person. Here, Paxful acts as an escrow while a person sends or receives the Bitcoins from the other person.

Thus, your money is safe until you get the Bitcoins. Also, the deal automatically cancels after 1 hour if it is not completed. Hence, your money is quite safe and secure.

Paxful automatically matches you to someone who is willing to sell the Bitcoins. The price of Bitcoin at Paxful is a bit higher when compared to any other exchange out there but because of the ease, people are really using it.

Pro Cons
Good for Begineers High Fees
No Fees
Available Worldwide


Register on Paxful   

Buy Bitcoin with Debit Card at BitPanda

Here is a relatively new Bitcoin exchange which allows you to purchase BTC via Debit cards. The fees on this site are average i.e around 3-4% but the fees are not displayed straightaway.

Thus you might be surprised by seeing a higher amount of BTC at the time of making the final payment.

bitpanda buy btc

In order to check their services, I contacted their customer support and they were quite prompt. Thus on the ground of my transaction & support interaction, I believe you must give it a try for sure.

So on the grounds of my transaction & support interaction, I believe you must give it a try for sure.

Pro Cons
Many Payment options Fees are not displayed
Low Fees
Available Worldwide


Register on BitPanda   

So, That’s it for Today! I hope you got to know how you can instantly Buy Bitcoin with Debit Cards.

If you liked this article on Buy Bitcoins Instantly then, don’t forget to share it with your Friends and Family!!

We will be back with more informative guides for our Coinscage community, till then you can have a look at our other master pieces:

One Response

  1. Marcia August 16, 2017

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