Best Ways to Buy Bitcoin with Debit Card Instantly [Tested]

Bitcoin prices are going up and so is the peoples urge to buy it.

In the recent times, Bitcoin has established itself as a huge return investment. Hence, a lot of are willing to grab their share of profit-making by instantly buying bitcoin for themselves.

Since Buying Bitcoin has always been a hustle, many exchanges and companies have worked hard to eradicate this issue. Hence, Now we have a good number of websites where we can buy Bitcoin.

But the real issue arises when you have to Buy Bitcoin with Debit cards. Isn’t it!

Now you would be thinking why exchanges do not allow to buy BTC with Debit card? So, Let me give you quick brief here, the reason is Chargeback. Confused? Don’t be!

A chargeback is a reversal of transaction which is meant to protect a Customer from any fraudulent activity committed by either merchants or individuals.

Though you might not even think of doing such a fraud, it’s a bad world out there. As we already know that Bitcoin addresses are anonymous, hence there is no way the company could not verify if the merchant or the individual has really received the funds or not.

Thus, If the customer or the merchant says that they have not received their Bitcoins even if they would have received, the Bank has to refund the money to back.

I hope you must have understood the reason why Banks do not allow to buy Bitcoin with Debit Card. Moreover, I had already covered Buying Bitcoin with Credit Card and this list is somewhat similar to it.

So without any further Ado!

Let’s hop on to the latest ways through which you can Buy Bitcoin instantly.

Sites To Buy Bitcoin Using Debit Card Instantly:

These are the best sites/wallets to purchase Bitcoin instantly using a Debit Card:


If you are willing to buy Bitcoin quickly without waiting a minute then Coinmama is the right place for you. You just need to make an account and you are good to go ahead.

Coinmama charges high fees of 5% for every transaction which is a bit higher than other exchanges.

Inorder to Buy Bitcoin, You just need to Enter the amount, Bitcoin address and pay the amount with your Debit or Credit card. This is the fastest and a very secure way to purchase Bitcoin.


You can, however, Buy Bitcoin worth up to $500 even without verification. Moreover, You need to verify your email address and provide your physical address aswell. It generally takes less than 2 hours to get the verification done.

Moreover, Coinmama does not provide any wallet, hence you need a wallet where you can directly send the newly purchased BTC.

If you are Buying Bitcoin for long-term investment, then I would recommend you to choose from these top bitcoin wallets.

You can also go ahead and read Coinmama’s full review and guide.

Pro Cons
Available Worldwide High Fees
Easy for Begineers No inbuilt wallet
Good Reputation

Buy At CoinMama   



CoinBase is one of the most popular websites to Buy Bitcoin, Ethereum and Litecoin.The best part is that they had recently added a Debit and Credit card payment options.

But the sad part is that this payment support is only valid for residents of USAUK and Europe only.

So, If you are from India or any other country then you need to checkout various other ways.

Here in Coinbase the process is a bit longer but it’s not at all difficult.

  • Visit & Create account on Coinbasecoinbase signup
  • Now Complete your Photo ID verification
  • Now Choose ‘Debit/Credit Card‘ on Payment Pagecoinbase payment
  • Select the Card and Enter card details
  • You will get two transactions in your Debit/Credit Account
  • Now Enter those amounts in your Coinbase account under Payment Page
  • This will confirm your Card details

Now, you can easily purchase your Cryptocurrencies within seconds. Moreover, Buying Bitcoins with Debit card is absolutely Free while credit cards users are charged 3.75% fee.

Also, if you Buy/Sell Bitcoins on Coinbase using the below link, you will free Bitcoins worth $10.

Pro Cons
Simple User Interface Available in few countries
Low Fees Average Support
Good Reputation

Register on Coinbase

cex io has always been very fast and reliable in terms of adding funds and Buying Bitcoins instantly.

The exchange charge a commission of 3.5% + $0.25 which is average `when compared to other exchanges.

While for trading on the transaction fee varies from 0.2% to .10 depending upon the number of BTC. register

First of all, you need to create an account and then get your account verified. It generally takes around 2 days for the verification process to get completed.

Once your account is verified, it will take only a few minutes to add funds using almost any type of Debit or Credit card.

You can also go through our complete guide and Review to get started with it.

Pro Cons
High Buying Limit Limited to few countries
Low Trading Fees Average Support
Trusted Exchange

Register on   



Bitstamp is another way to instantly buy bitcoins with Debit/Credit Card, SEPA, Bank transfer. This exchange claims itself to be the 1st fully licensed Bitcoin exchange in Europe.

It is one of oldest Bitcoin exchange(founded in 2011) that has surfed on the waves of bitcoins for years without being hacked or shut down.

bitstamp buy bitcoin with debit card

The reputation of this exchange is really very high and the fees are somewhat low in comparison to other exchanges.

There is a daily limit of USD 5,000 or EUR 5,000 and a monthly limit of USD 20,000/EUR 20,000. The exchange charge variable fee depending upon the purchase amount:

  • For up to 500$/500Euro purchases the fee is 8%.
  • For up to 1000$/1000Euro purchases the fee is 7%.
  • For up to 2500$/2500Euro purchases the fee is 6%.
  • For up to 5000$/5000Euro purchases the fee is 5%.

Moreover, You need to verify your card once before making a purchase on this exchange. But make sure to check here if your country is available or not.

Here is the complete guide and review of Bitstamp which you can go through for better understanding.

Pro Cons
Good Reputation Available in few countries
Reliable Not for Beginners
Average Fess

Register on Bitstamp   


Paxful is another way to instantly purchase Bitcoin with your debit card but it is relatively new in the market.

You can even pay using various other modes like Amazon card, Paypal, Google Wallet, Cash and more than other 300 ways.


This is a cryptocurrency marketplace where a transaction is done between person to person. Here, Paxful acts as an escrow while a person sends or receives the Bitcoins from the other person.

Thus, your money is safe until you get the Bitcoins. Also, the deal automatically cancels after 1 hour if it is not completed. Hence, your money is quite safe and secure.

Paxful automatically matches you to someone who is willing to sell the Bitcoins. The price of Bitcoin at Paxful is a bit higher when compared to any other exchange out there but because of the ease, people are really using it.

Pro Cons
Good for Begineers High Fees
No Fees
Available Worldwide

Register on Paxful   


Here is a relatively new Bitcoin exchange which allows you to purchase BTC via Debit cards. The fees on this site are average i.e around 3-4% but the fees are not displayed straightaway.

Thus you might be surprised by seeing a higher amount of BTC at the time of making the final payment.

bitpanda buy btc

In order to check their services, I contacted their customer support and they were quite prompt. Thus on the ground of my transaction & support interaction, I believe you must give it a try for sure.

So on the grounds of my transaction & support interaction, I believe you must give it a try if you are a resident of European counties. You can also go through our complete review and guide about Bitpanda.

Pro Cons
Many Payment options Fees are not displayed
Low Fees
Available Worldwide

Register on BitPanda   



Indacoin is a popular cryptocurrency exchange where you can buy Bitcoin with Debit card.

It was founded in 2013 and has got a huge reputation among the community.

You do not need to go through extensive verification process in order to buy Bitcoins. Just fill a simple form, get the card verified and you can instantly get Bitcoin in your wallet address.

Indacoin charges a a fee of 4% or $2 which ever is higher.

You can go through Indacoin Review and Guide to get more familiar with this exchange.

Pro Cons
Many Payment options Base currency is USD
Live chat available
Available Worldwide

Register on Indacoin  


247 exchange

This is a recently launched Bitcoin Exchange to buy Bitcoins instantly, as a result, they had quickly attracted a huge user base.

The exchange rates are fair when compared to other exchanges and they also accept cards from all over the world. And the best part is that there are no hidden charges as fees are shown clearly in the starting itself.

No ID verification is required for exchange upto $300 when paid by card. However, for the further orders, you need to complete phone and identity verification. Here, phone verification is pretty straightforward as you just get a text message(OTP), while identity verification requires your utility bill.

Though the exchange is very transparent in fee and conversions, it still lacks to grab my trust. So, I would recommend you to stay away from this exchange if you have better options.

Pro Cons
Available Worldwide New Exchange(Low Trust)
Great Support High Fees

Register on 24×7 Exchange   

So, That’s it for Today! I hope you got to know how you can instantly Buy Bitcoin with Debit Cards.

Also, I will keep this post updated with the other quick and affordable ways to buy Bitcoins with bank cards.

If you liked this article on Buy Bitcoins Instantly then, don’t forget to share it with your Friends and Family!!

We will be back with more informative guides for our Coinscage community, till then you can have a look at our other master pieces:

Comments (2)

  1. Marcia Feb 06, 2018
  2. Rajinder Verma Feb 06, 2018

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